uob particular banking
uob particular banking
Blog Article
UOB Lender presents several different particular banking companies made to fulfill the money wants of people. Under is an intensive overview to assist you to recognize The important thing areas and offerings.
Forms of Accounts
Savings Account: This account means that you can lower your expenses even though earning desire.
Attributes: Quick access, desire earnings, minimal costs.
Gains: Secure place for your cash, probable growth by means of fascination.
Present-day Account: Perfect for every day transactions and controlling bills.
Options: Checkbook facility, overdraft protection.
Advantages: Hassle-free for regular payments and withdrawals.
Mounted Deposit Account: For the people wanting to earn greater interest charges above a set time period.
Characteristics: Mounted expression deposits, increased fascination costs when compared to price savings accounts.
Gains: Protected financial investment solution with predictable returns.
Financial loans
Personalized Loans: Unsecured financial loans which might be employed for a variety of needs like schooling or house renovation.
Kinds:
Installment Financial loans
Credit rating Lines
Benefits: Adaptable repayment phrases, competitive desire premiums.
Residence Loans: Customized remedies for buying assets or refinancing current mortgages.
Styles:
Fastened Price Home Financial loan
Floating Charge Home Financial loan
Rewards: Different strategies to fit unique demands, attractive premiums.
Credit Cards
UOB presents a range of charge cards catering to different life and expending behavior:
Benefits Cards: Receive details on each and more info every order which can be redeemed for presents or vacation miles.
Cashback Cards: Get funds rebates on everyday paying which include groceries and dining out.
Journey Playing cards: Distinctive Advantages like air miles accumulation and journey coverage coverage.
Expenditure Products and services
For individuals considering rising their prosperity through investments:
Unit Trusts * Diversified portfolio managed by specialists. * Suited to extensive-term growth goals.
Structured Deposits * Combines the functions of regular deposits with financial investment products. * Possibly larger returns but with some threat concerned.
Insurance policies Merchandise
To safeguard on your own and All your family members from unexpected functions:
Daily life Insurance plan * Delivers money protection in case of death or crucial illness. * Can also function a discounts Resource according to the policy chosen.
Health Coverage * Addresses health-related costs including hospitalization prices. * Essential for mitigating higher Health care charges.
Digital Banking Products and services
Usefulness at your fingertips via electronic platforms:
World wide web Banking
Enables you to regulate your finances on line:
Look at account balances and transaction background
Transfer resources in between accounts or pay back charges
Apply for new merchandise (financial loans/charge cards)
Cell Banking
Banking on-the-go by way of cellular applications:
Swift equilibrium checks
Mobile payment selections (QR code payments)
Notifications & alerts about account activity
Using these comprehensive offerings, UOB aims to offer personalized banking remedies that cater specifically to specific requirements even though making sure comfort and safety in all transactions.